How do you get rid of a stomach apron?

A stomach apron is a flab of skin and fat that hangs over your hip line. At least mine does.

I have a good sized stomach apron from both medications that caused extreme weight gain and having children. I’m off those medications now and my children are older, yet I can’t seem to loose this apron.

I’ve been told that the only way to get rid of it is to have it surgically removed. I want to know if there are any other ways to get rid of this apron before I do something so invasive.

Any comments will help. Thanks!