How do you react to a sudden financial blow?
Imagine you open an IRS envelope and in it is the message that you have to pay (back) a substantial amount of money (lets say, $3000/£2000).
You don’t have the means to pay this (in one time).
Can you tell me how your first reaction would be apart from screamning “WTF!”, in the seconds/minutes after opening it.
Panic? Crying? Calmly call your mum?
Edit: What I am (also) after is what steps will you take after the initial scare?