Which national bank is best?

Wells Fargo is fucking awesome, I have never enjoyed going to the bank so much. Theyre so helpful!!!!!

Try ally.com I know nothing about them, but I see their ads all the time and your list is similar to their services. Seem to cater to the online services. I just might change myself, now that you mention it.

BofA does have a great online system, but don’t even think about walking in a place where they have people, unless you enjoy being herded like cattle.

@plethora Why is that? Are they always packed or something?

Keep in mind that most credit unions are tied together. Today I deposited a check into a ATM at Selco and my CU is OnPiont Community Credit Union. The funds were immediately available.

My credit union covers all your points and has amazing customer service.

@seekingwolf My experience in several of their branches is exactly that. Packed and people waiting. I thought it was a nightmare.

I was just looking at the ally.com website. They have no physical branches and nationwide no-fee ATMs. Let me note though, I have been attracted to their ads and everytime I look at their website, I find their services really unique…..at least, the way they deliver them. So I am not unbiased, and looking for myself as well.

@plethora

Ally looks good. I was looking around the site. My only issue is that sometimes, I get checks (not direct deposit) and if I wanted to deposit those, I’d have to send them via US mail and wait several days. That part sort of worries me. I have a bit of mistrust when it comes to the US postage system. Stuff jsut gets lost…no one’s fault.

@seekingwolf Agreed. Would not use USPS. Well, I don’t send anything physical unless it is tracked. So Fedex 3-day when I need it.

B of A is crap. They have massive communications issues. They are not very customer focused. They can’t even obey a court order. Did you see where they foreclosed on a house they didn’t even have a loan on? When the judge ordered them to pay attorneys fees they didn’t, so the couple foreclosed on them. They actually got the Sheriff to go seize their property.

@Judi YESSSS!!!! Re B of A

Chase, end of story.

Chase is the best bank. I have a creditunion, and my gf has Chase. Customer service, latest technololgy for depositing checks, its never looked so easy, clean, professional, and doable. Chase wins in every category. Theyve also got a great rewards zone.

Honestly, I hate all national banks and would highly recommend finding a regional one or a credit union.

If you must go with a main brand… stay away from Chase for sure, they are literally the scum of the Earth. I would also avoid Huntington, but that’s just my own personal preference and bad experience.

Just say NO to Wells Fargo. Getting Quicken to “talk” to their site is/was a nightmare. Also, I wait forever when I physically go into the bank.

Here id the John Stewart clip about B of A

I’m torn between BoA and Chase.

BoA has the “Keep the Change” program which rounds up my debit purchases to the next dollar, and that money goes into a savings account that I have. So I can save money over time.

Chase doesn’t have that. It also requires me to make a monthly direct deposit (which I may not because I’m going back to school in a year and may not have a job for part of the time) and then they will charge me every month if I don’t. Do they have a savings program?

BoA customer service looks bad though.

Why does it have to be a “national” bank? The regional banks usually try harder.

@Tropical_Willie Two words, nationwide ATMs

@HC National Banks are PITA’s.
Most Credit Unions are no charge for ATM transaction at other Credit Unions and their ATM’s

I like the nationwide ATMs. I tend to drive around a lot and I want to be with a bank that I know will be nearby. I don’t want to have to go to another city to do my banking. Also, a lot of the credit unions don’t have the ability to do cash or check deposits at their ATMs.

@seekingwolf Any thoughts on Ally.com at this point? I’m liking them.