If a health insurance provider penalizes a person for smoking, shouldn't they penalize overweight people too?
In January our insurance premiums will go up by $100 a month because both Rick and I smoke. I’m OK with it because it is my choice to smoke, and I’m aware that I’m putting myself at risk for certain problems. But why just penalize smokers? Why not other groups who make choices that puts them a risk for health problems, such as overweight people?