Would raising your credit limit negatively affect your credit rating/score?
I pay off my balance in full, each month…and I’m curious about raising my limit. I don’t necessarily need it, so perhaps this is just the capitalistic curiosity our system has ingrained in me…but it doesn’t hurt to ask, in case, for some reason, I may need that extra room.
This question is in the General Section. Responses must be helpful and on-topic.