Does a company who provides a group health insurance package ever find out how much the employee uses the coverage?
Asked by
radcliff (
252

)
August 14th, 2012
I should add the employee and familys use and cost of health care visits?
Wouldn’t this be private information?
Observing members:
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Composing members:
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5 Answers
They probably get statistics on their employees scrubbed of identifying information.
We had a shared pool “self insurance” plan years ago, and the employer had total expenses for each year per employee – this was about 1994 to ‘96. I am pretty sure this would violate something now.
Nobody ever tells us. We have a small group policy.
I think HIPPA is supposed to make that illegal. However I would not be surprised if there are ways of getting the info or making damn good guesses. If you are a small company and you know an employee has some kind of cancer, it’s hard to scrub the info without giving away the store.
Of course. The benefits/HR people have access to your records.
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