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GloPro's avatar

What happens when Social Security Disability runs dry in 2016?

Asked by GloPro (8248 points ) May 21st, 2014 from iPhone

Read this article or find your own research prior to responding, please.

According to this article, there has been a 73% increase since 2000 in the number of people on disability benefits. They attribute this to aging workforce (baby boomers), increased women in the workplace (I guess we’re wimpy and get hurt more?), and relaxed medical criteria as to what constitutes disabilities that inhibit the ability to work.

I say the third one, relaxed medical criteria, has created another group of people that abuse what was intended to be a useful program. However, there are clearly disabled people who need this miney every month.

Clearly, if the funds are running dry and all of these people are soon to be screwed, the plan has been mis-managed or was crap to begin with. Another poorly planned and implemented government program.

So now what? What’s the solution to the upcoming problem? I’m guessing the government will somehow ask me for more. What other solution can there be? Ideas?

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33 Answers

talljasperman's avatar

The people will have to move in with loved ones to cover for the shortfall.

Blondesjon's avatar

I file a class action lawsuit to recover the money I have been paying in to the system since 1989.

josie's avatar

A lot of people are going to wake up to the truth of life.

Bluefreedom's avatar

It means I might be relying solely on my military pension which, coincidentally, starts in 2016 also.

Unbroken's avatar

As the article pointed out this isn’t the first time there has been a shortfall with this program. I foresee them tapping into the bigger old age…. Fund, again.

What is interesting. And I looked at the related articles but not much beyond that is there are no projections of need clear through and past baby boomer life expectancy. It seems like if we made it through the program could become solvent again. If it is decided that continuing the program is necessary.

I have no innovative solutions to offer. People will feel the crunch. Maybe they could issue grants or start npo’s to bring the disabled into cities and have group settings that eliminate or reduce costs of living. I.e. transport to appointments, disabled accommodations to buildings in a specific area, sharing a few attendents… Not precisely group home but a neighborhood or network.

talljasperman's avatar

Also the government will raise the reirement age to 67 and later to 70.

Darth_Algar's avatar

Nothing. It won’t run dry because they will not allow it to. No matter what it will be funded through some means.

filmfann's avatar

I worked for 38 years, 36 for AT&T. I was never unemployed, and spent 2 weeks on disability after breaking a few ribs. I am grateful I didn’t need these programs, and I don’t feel cheated.

Pachy's avatar

In a presidential election year !!! Never!

2TFX's avatar

Whenever you see the words social security and “Entitlements” You know it is just conservatives republican complaining and tea bagger propaganda. Since the GOP is pro business they would love to see Social security end. My advise is to read other sources of news.

GloPro's avatar

Other sources of news all tell me that Social Security is running out, debt ceiling is going up, government is “shutting down” because they can’t agree. I’m pretty sure emptying one bucket into another to pay for things doesn’t increase the amount in the buckets. There isn’t enough to go around, no matter what your source of reading is.

Crazydawg's avatar

Playing catch with a political football again. It’s a hotly contested election year that drama from stories like this and the VA scandal are being used to influence the uneducated voters once again. They even include in the story the oft used solution to this temporary issue which is “to reallocate funds from other Social Security programs, like Old Age and Survivors Insurance- the much larger-known Social Security insurance plan for the elderly. Congress has used this option at least 11 times since Social Security was enacted.”

Adirondackwannabe's avatar

@GloPro After Bush cut the heck out of the people that could be on welfare long term the doctors started issuing social security disability benefits for the same people that had been on welfare. I watched it happen in what I do every day.

GloPro's avatar

@Crazydawg Old Age Social Security is the go-to fund for everything. It isn’t a bottomless fund. I don’t believe I’ll be getting paid from it at all.

Crazydawg's avatar

@GloPro and it appears to me you are smart enough to realize this reality. Get a tin box, fill it with cash and bury it in your back yard and pray that people over 65 start dropping like flies and you may still have a chance.

Dan_Lyons's avatar

For those with no fallback plan or safety net, this is when you find out if God is real or not, and if so, if She is kind and benevolent.

Unbroken's avatar

Can I say this without being misconstrued… Esp since I am young and will probably be on SSI with in a year. But intend the whole thing to be short term…. But this another reason why all Americans should be able to have the option of assisted suicide.

I hope I will go fast, but if I don’t I want to be able to say I’ve done all the fighting I can do… I don’t want to go through the pain and indignity any longer and I don’t want to be remembered in my wasting away state.

Go to some nursing homes or.full care facilities and ask if you really want that to be you.

@Crazydawg silliness, you are joking, right? You can’t lose faith in the dollar pull it out of the system don’t reinvest it on the pretense you are saving for hard times when by pulling it out of the system you are undermining the security/value of that money. By your own logic if you and everyone else started doing that the dollar would be worthless. The dollar only has as much value as the market gives it.

Judi's avatar

Hopefully, before then they will raise the maximum income that is taxed. It’s an easy fix

MollyMcGuire's avatar

I agree with you, @Judi. The answers here are all over the place and there are some untrue statements.

Crazydawg's avatar

@Unbroken No matter how much money I or anyone pulls out of the system, the Feds will just print more to replace what disappears from this system. Saving money in your mattress will have a zero sum effect in the short run and will be a boom for the system when it is spent during retirement.

Unbroken's avatar

Inflation…

pleiades's avatar

WELCOME TO MY WORLD HAHAH

Ok that was sadistic I’m sorry

Skaggfacemutt's avatar

I have been paying into it (raped, actually) since 1968 or so. No way they are going to give me a lame-ass excuse as to how they managed to lose my money. They could have started with not giving it to people who have never paid a dime into the system. I know many foreigners who came here through legal channels, and then immediately sponsored their aging parents to also come over. Then the parents start drawing social security – really? They were not even in the country during their working years and have never contributed a cent.

Then there are all the people who, as @GloPro said, receive SSI for no good reason. My husband’s cousin, as an example. He was a gay barber who didn’t really have anything wrong with him, he just didn’t like to work much. Anyway, he had a breakup with his significant other, and half-heartedly tried to commit suicide. From that point on, he received SSI, and ran a barber business out of his home on the side. He used to make fun of us for holding down full time jobs.

That is just one example. I know tons of people with imaginary bad backs, necks, knees, kids with ADHD and supposed autism. And they will be the first ones to tell you that it is a scam for SSI.

Darth_Algar's avatar

I love it when people trivialize something as horrendous and damaging as rape by comparing it to their goddamn taxes.

Skaggfacemutt's avatar

Well, I will be fine with them not continuing Social Security, but I would demand my money back, which is only fair. Otherwise, class action law suit, as @Blondesjon said. I have paid in $1,200,000 since 1968.

Unbroken's avatar

@Skaggfacemutt I was refused SSD because I worked for the state beyond the five years they look at. Apparently federal tax isn’t the same as fica. I am young but I have contributed to the program since I was legally capable of working. Nothing like your 1,200,000 admittedly.

So there is no way peopple without a work history are being offered it. The process usually takes over a year and you get turned down the first time I was also told mental conditions are very hard to collect on. As far as SSI I had to wait until I was unemployed to sign up. I still haven’t had a meeting with them to even request compassionate…expediency? and even though I was approved disability through the state I havent received any income other then food stamps since the end of March.

Perhaps there are simply more sick people then there used to be. We have found out how to extend life but not heal them.

Skaggfacemutt's avatar

I know it is hard to believe, but my aunt worked with a Russian immigrant, who brought her elderly parents over and immediately signed them up for Social Security. My aunt and mother were so upset that they even called the Social Security office and asked, and it is true. Call for yourself, and you will see.

Skaggfacemutt's avatar

Yet, my sister, who is mentally retarded, couldn’t get SSI to save her soul. We tried to get it for her for 40 years, but they always denied her.

Unbroken's avatar

Wow, that is a tough situation. I have an uncle with down syndrome and the aunt who provides care for him would be in dire straits if she had to support him without it.

Skaggfacemutt's avatar

Yes, so it makes me sick to see others collect SSI so easily, when my sister had a real, legitimate need, and couldn’t get it.

Unbroken's avatar

That is understandable. I wish I had an answer for you. Oh there are disability lawyers here that advocate for you if you are turned down once, maybe that is something to look into.

Skaggfacemutt's avatar

Well, it’s not an issue now. She turned 62 a couple of years ago, so FINALLY is getting social security.

Unbroken's avatar

That is a token consolation then.

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