You are given money to purchase or build a seafaring vessel with a mast, which sailing vessel will you build?

You come into major money (details on how not important), the only stipulation is that you must purchase or build a mast sailing vessel with it. What type will you build, for instance a sloop, ketch, schooner, trimaran, etc.? How long will she sit at the waterline? To remind you, you have to purchase or build a ship with sails as the primary power; no cigarette boats, power cruisers, etc.