General Question

shar69's avatar

I am 69 years of age. My husband and I are divorcing after 18 years of marriage, we have lived together for 30 years. I do not get enough money from SS to live on, is there a way I can collect some money from my husband's SS?

Asked by shar69 (13points) March 1st, 2015

I need to know if I can get some money from my husband’s SS after we divorce. My own SS is not enough for me to live on, not even quite enough to pay rent on an apartment. I wouldn’t be able to buy food, pay utilities, nothing more than just maybe pay the rent, which I am having a difficult time finding an apartment I can afford. I need help. Just not enough money to go around for what I need to do.

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9 Answers

Tropical_Willie's avatar

Here’s the Social Security’s web site with that answer. Contact your local SSA office tomorrow and go in a talk to them.

ZEPHYRA's avatar

Not trying to be inquizitive, rude or nasty, but can’t you both give it another shot? It is nevera good thing to have to face for eithet side, let alone now at a sensitive age when you will both need each other. I know you know that, but is it over and done with or is there space for discussion. It will be tough on both of you. All the best in your new direction.

janbb's avatar

As I understand it, you can collect either half of his SS (and he still gets the full amount) if you were married for over 10 years or all of yours. Verify this with the site but that’s the information I have gotten.

My Ex and I divorced after 37 years of marriage so I feel for you.

LuckyGuy's avatar

Like @janbb stated. Married more than 10 years, you are entitled to half of his or all of your own whichever is greater.
This will be a tough road to travel.

gondwanalon's avatar

I think that it would be well worth your time and money to consult with an “elder law attorney”.

janbb's avatar

Well, the SS rules are very clear but if there are pensions or other assets you can split, do get a good lawyer.

Hypocrisy_Central's avatar

Like @janbb stated. Married more than 10 years, you are entitled to half of his or all of your own whichever is greater.
Well, doesn’t that just sounds like the women empowerment those redacted over at NOW and other feminist are begging for. ~~ If she can’t live off hers, how is he supposed to live with half of that? If it ends, each makes it as best they can with their OWN money, to be PC feminism.

janbb's avatar

@Hypocrisy_Central The man still gets all of his and actually it probably applies to each sex equally, e.g., the spouse who has the lesser in SS can take half of the “richer” spouse’s income while s/he still gets all of their own.

Buttonstc's avatar

If you can’t afford an apartment at regular market rates, there is another option available to you but you need to get on as many waiting lists as possible.

There are subsidized HUD apts. for Seniors and/or low income where your rent would not exceed 30% of your Social Security income.

Obviously these are much in demand, hence the waiting lists.

You can find out more details by checking with the HUD website.

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