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Comments

September 16th, 2009

erichw1504 said :

Regarding your answer:
Thanks for the most detailed and relevant answer to my (possibly scientifically incorrect) question!

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July 7th, 2009

iquanyin said :

Regarding your answer:
thanks!

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June 9th, 2009

chad said :

Regarding your answer:

Thankyou SO much for your help!

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April 17th, 2009

MissAnthrope said :

Thanks! That was great. :)

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April 1st, 2009

asmonet said :

Congratulations, Rob!
<3

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Questions

• 1 month ago

  Recommendations for scrapbooking software?

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• 1 month ago

  Where's the acupressure point for this?

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• 2 months ago

  What medium was your first computer program stored on?

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• 3 months ago

  Where to eat for Thanksgiving?

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• October 20th, 2009

  Get the mildew (and smell) out of my shoes!

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Answers

• 10 minutes ago

  Ipod touch models, difference between...

  I own an 8GB 2nd gen and a 32GB 3rd gen. The 8GB models lack microphone input. Other than that, they all have the same battery life, builtin Nike+, bluetooth, etc. And even though the larger capacity models should have better/faster guts, I agree with @ModernEpicurian, both are capable of playing the same games, surfing the web, etc. I discern little difference in performance between the two.
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• 16 hours ago

  Is it true that if you can't itemize on your taxes you can't write off charitable contributions?

  @JLeslie, anytime a person gets to keep his/her own money instead of paying it in taxes, it’s almost universally a Good Thing and not redistribution of wealth. A refund check, if it works out that way, is just getting back what’s rightfully yours in the first place. Mortgage interest deductions and personal dependent exemptions fall into the Good Thing category. People keeping their hard-earned money makes it worthwhile. Accepting government largesse is something people in this country used to avoid. Unfortunately, we all can now catalog the times that government has unfairly taken more than its due and so many of us feel payback above and beyond what we’ve earned is right and necessary.
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• 17 hours ago

  Is it true that if you can't itemize on your taxes you can't write off charitable contributions?

  @Val123 and @JLeslie, it’s the same “advantage” one gets for having children and getting a deduction for each additional dependent. As I’m sure you know, it costs way more than $3,650 (2009 dependent exemption) to raise a kid per year.
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• 17 hours ago

  Is it true that if you can't itemize on your taxes you can't write off charitable contributions?

  [ off topic ] @JLeslie, well, if that’s what people think, it’s pretty short sighted. The deduction is only on mortgage interest. And with each mortgage payment you make, you pay a little more principal and a little less interest over time. As the years go on, your tax deduction for mortgage interest is decreasing, until at the end of your mortgage period, you’re not really getting any notable deduction at all. And of course, paying on a mortgage is better than paying rent. Assuming your home is well maintained and was purchased at a legitimate price, then you can get all the money paid into the mortgage principal back. Can’t do that with rent.
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• 17 hours ago

  Is it true that if you can't itemize on your taxes you can't write off charitable contributions?

  Your relative can, of course, elect to use a Form 1040A and itemize all she wants. But like @kevbo said, the standard deduction might make the point moot. For that reason, I really enjoy using TurboTax.com. It basically allows you to itemize everything quickly and easily. Then you can compare to the standard deduction and take the one best for you. — @Snarp, sounds like you equate home ownership with “upper middle class and wealthy”. And also like you don’t give much credence to the concept that home building and purchasing is a significant driver in the economy. Government incentives, like tax breaks, help keep that ball rolling. And there are plenty of folks just scraping by who have a mortgage and it’s good that they do… it’s much more cost effective in the long run.
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