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• February 3rd, 2009

  How much did your auto insurance premium go up after you were at fault for an accident?

  Think of it as they need to get their money back for the accident. Worst case is they are not allowed to cancel your policy (some companies are like that) so they just raise your rates through the roof to get you to cancel. Every company is different and every accident is different, sometimes the rates don’t go up at all if you have a long clean history (i.e. they already made enough money off of you to not worry about it).
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• February 3rd, 2009

  Hypothetical: What happens if I stop making payments on my car?

  Basically, the car belongs to the bank. So if you stop paying the bank, they take the car. Then they auction the car to try to pay off the loan. Whatever is left on the loan is STILL your responsibility to pay. Just like a credit card. They can sue, mess up your credit, and all sorts of other things. If the bank auctions your car, they don’t really care about how much they can get for it since you owe the rest anyway. Best thing is to sell it yourself, and get as much as you can. Then you will be making payments on a car you don’t own, but they will be less than you are paying now since you paid off some of the balance with the sale of the car.
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• February 3rd, 2009

  Where can I find a stylish free contact web form for my website?

  It depends on which programming language you are using or if you are using a cms. All major CMS’s have contact forms built in (drupal, joomla, dragonfly). If you are using php for your site search for php contact form. The nicer ones have captcha built in to help avoid spam. If you want to just make one yourself they are really easy. On the page you want the form to be on, make a <form> set of tags and then use <input type=“text” for the text boxes. set the form action to submit.php. then create a submit.php file that pulls the post data and sends an email. Here is a sample of what can be in submit.php $name = $_REQUEST[‘name’]; $email = $_REQUEST[‘email’]; $message = $_REQUEST[‘message’]; $to .= “youremailaddress@domain.com”; $subject = “example.com Contact Form”; $headers = “From: contactform@example.com\r\n”; $headers .=“Reply-To: $email\r\n”; $headers .= “Content-Type: text/html\r\n”; $body = “This information was submitted by the form at example.com/about.php<br/>\n\n”; $body = “The users IP is: ”.$_SERVER[‘REMOTE_ADDR’].”<br/>\n\n”; $body .= “Name:<br/>\n”.$name.”<br/><br/>\n\n”; $body .= “Email Address:<br/>\n”.$email.”<br/><br/>\n\n”; $body .= “Message:<br/>\n”.$message.”<br/><br/>\n\n”; $body = stripslashes($body); if(mail($to, $subject, $body, $headers)){ //Header(‘Location: http://www.example.com/thanks'); echo “Thank you for your comments. A member of our staff will recieve this message shortly and will respond personally if the situation warrants such a response.”; return; }else{ //Header(‘Location: http://www.example.com/fail'); echo “There was a problem sending the message. Either the mail system is down for maintenance, or you have entered invalid characters in one of the input fields.<br/>”; }
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• February 3rd, 2009

  How do search engines work?

  Just to make it even more fun and interesting, each search engine (google, yahoo, msn, ask, etc…) use different criteria to rate your site. This rating is what determines your ranking when displayed for search results. Try searching for engine specific tips and you may find what you are looking for. There are companies you can hire to help with this, but for most people, they are overkill and can even get you banned altogether if you are not careful.
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• February 3rd, 2009

  Software vs Interactive Internet: Expanding Definitions?

  A disc or disk or harddrive is a storage medium, something used to store software. Examples of hardware would be the mainboard, videocard, etc…
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