What percentage of Americans who cannot afford to live do you believe are at fault for their poverty?

I’m interested to hear perspectives on this issue, especially as it relates to two separate populations: those born in poverty and college-educated adults.

In our current economy, millions of Americans from all walks of life are struggling with awful financial situations. I’m specifically speaking about those who are unable to afford bills/food/shelter easily and consistently find it difficult to make ends meet. I think most of us could agree that some Americans are at fault for their situations (because of irresponsibility, laziness, or both), and others have worked as hard as possible and been as responsible as possible, but still find themselves in this situation. What percentage do you think fall into each group?

Additionally, I am most interested in how you feel this differs for the life-long poor as opposed to the college-educated poor.

For the life-long poor: What percentage of these people do you feel are at fault for their poverty (would able to live comfortably if they worked harder and were more responsible), and what percentage do you feel are doing all they can but still fail because of unfortunate circumstances out of their control?

For the college-educated poor: What percentage of these people do you feel are at fault for their poverty (would able to live comfortably if they worked harder and were more responsible), and what percentage do you feel are doing all they can but still fail because of unfortunate circumstances out of their control?

So, please indicate:
Life-long poor: % at fault, % unlucky.
College-educated poor: % at fault, % unlucky.

And discuss why!