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Who is the best type of advisor for help with my personal finance management?

Asked by JonnyCeltics (2721points) March 31st, 2011

I am a graduate student with loans, have past loans, an old 401k/Roth, small savings, etc-type stuff. I need help with my finances. I am not a crazy spender, but alas, I have no budget, and every time I create one, it seems off, or non-goal oriented, etc. I have no income source right now, so I want to tighten my finances a ton.

Instead of doing it myself, I am hoping to meet with a financial counselor. On that note, do you have any suggestions, or someone who is inexpensive, and that ACTUALLY wants to look out for my finances, my investments, and plan for today and the future? I am also open to other ideas, of course, other than a personal planner. I live in NYC.

Thanks, Lurvians :)

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