If you died right now, what would keep you from moving on?

Hypothetical.
In popular ghost beliefs, myth and folklore, a dead person ’‘becomes’’ a ghost due to the following;

They don’t realize they’re dead. Some form of denial.

There’s something they haven’t achieved. An action that should have been done, a message given to someone, or some realization they must make.

Vows or promises not yet fulfilled.

They’re not at peace, and therefore, not ready to move on. Vengeance, hatred, self pity, love, and so forth.

They’ve been cursed. By God, by the Devil, specific events or situations.

Now say you died right now. Think about what your life is like currently. Do any of these apply? Is there something that’s not mentioned that would apply? Or would you move on peacefully?

Forget science. Just gather around the campfire. Humour welcome, of course.