Considering the demographics shift, what are you doing to plan for retirement?

This Canadian blogger wrote a thought-provoking post about how changing demographics will affect our plans for retirement.

Using “baking bread” as an analogy for taking care of your own needs, he explores what the options are for us, once we’re too old to bake our own bread. For instance, we could rely on our children to bake bread for us. Or, we could invest in bakeries, who repay our capital investment with bread in our old age. There are a number of ways he suggests, but all of them are subject to the pressure of changing demographics, and may be unable to provide as much bread for us as we expect.

Do you think your retirement plan can beat demographics, or have you considered this as a factor when planning? How do you think you will fare, when you can no longer bake your own bread?