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Are medical insurance companies totally dysfunctional or absurd?

Asked by Naked_Whale_Tamer (400points) February 8th, 2014

A simple personal anecdote: I filled a prescription and the co-pay was over $75. but if I paid cash and used the pharmacies “loyalty” card, the price was only $15.

In summary:

$75 co-pay using insurance
$15 cash price (no insurance)

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