Is there a flaw in the golden rule?

Just reading up on the golden rule from wikipedia, and it simplifies it as

One should treat others as one would like others to treat oneself.

I don’t like help/handouts. I like to pave my own way even under times of desperation. I have experienced rock-bottom and got out of it on my own. For this reason I will never help anyone. The problem, though, is that the person in need of help wants my help. Is this a flaw in the rule? According to the definition, I am following the golden rule where I am treating another human being as I would want to be treated.