Do people eventually get what they deserve?

We were once rear-ended on the freeway. We suffered back and neck injuries requiring medical treatment for months and limiting our lives a lot. We did not feel safe in our car so had to buy a new one. The scum-of-the-earth insurance company refused to pay anything even though they admitted it was their client’s fault. We went to trial, a horrible, soul-stripping process, and ended up with a few measly thousand dollars that did not even cover all of our medical expenses. A horrible experience that forever soured me on insurance companies and the legal system.

About a year later, the front page of the paper featured a photo of the woman who hit us standing in front of her house, which had been reduced to a pile of kindling by the giant evergreen that fell on it. I remember thinking that I really hoped she had the same company for home owner’s insurance that she did for auto insurance so that she would have to deal with them as a claimant.

It was one of the few karmicly satisfying experiences I have ever had. Do you think it happens a lot, and we just don’t see the outcome, or was it all just a great cosmic coincidence?