General Question

pleiades's avatar

If I purchase something online with my PayPal tonight when will it charge my bank?

Asked by pleiades (6597points) October 4th, 2014

Say I purchased an item online tonight, when would the charge actually through with my bank. I’m not using PayPal funds but using my bank instead.

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4 Answers

chyna's avatar

Assume it will be immediately and don’t play the float game.

elbanditoroso's avatar

If you have it set up to go to your bank, it would set up an advice-of-charge immediately, and the bank would allocate/designate that amount and send it to Pay Pal within a couple of minutes.

pleiades's avatar

@elbanditoroso That’s what’s interesting. It used to have a delay of 3–4 days. But the other day I did it, it seemed instant. But it took a while for it to actually come out of my bank statement

cheebdragon's avatar

I’ve had purchases not show up in my account for up to 7 days. The delay between PayPal and Banks is the only issue I’ve ever had with PayPal as a seller and a buyer.

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