Ladies: Does it bother you when someone of any gender refers to you as "a girl" or calls you something like "sweetheart?"?

Someone I work with told me it upsets her and she will correct someone when they refer to her as a “girl.” She is about 60. She pointed out that men don’t like being called “boy” and might say “I’m not a boy, I’m a man.” She also told me she went to a local government agency to deal with something and the lady at the window said “How are you today, sweetheart?” My coworker said she corrected the woman and said something along the lines of “My day will be much better when you stop calling me sweetheart.”

I will often refer to myself as a girl. I know “woman” and “lady” are more appropriate. I don’t call other people “girl” unless I know them (“OK, girls, have a good weekend.”). I don’t go out with bunches of women but I am aware that when women do go out in bunches, they might refer to it as “going out with the Girls.” Being called sweetheart by someone of any gender is not offensive to me.

Ladies, does it bother you when someone of any gender refers to you as a “girl” or calls you something like “sweetheart?”