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How do you ask someone to lend you money?

Asked by serenityNOW (3641points) February 3rd, 2016

I’m in over my head with bills. I need to borrow some money. I am working, just underemployed right now. My bills are not astronomical, but for the short-term, I’m in need of some cash. I don’t want to come off as a beggar, and I fully intend to pay whoever I choose back as soon as I can. I’m just not sure who to ask, how to ask, when to ask, etc. I’ve never done this before. Sure, I’ve asked the parents to help in the past, but they are strapped, too. I am waiting for a disability claim to go through, so anything on the books for the next couple of weeks will not work pan out till it gets resolved. If it were simply the case of wandering into some retail job and making a quick buck, I’d do it.

Do I ask a bunch of people for small amounts, or just go to one person? Money has always been an awkward talking point in my family, so I don’t really have a clue how someone would react. I feel like I’ll be coming off as some sort of beggar. This is an awful feeling. Help!

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