Ever been in or near a bad Weather or Earth-related occurrence?

Have you ever been reeally close to a Lightening Strike? Earthquake? Monsoon? Damaging Hail? Water Spout? Forest Fire? Tornado? Hurricane? Flood? Extreme Drought? Scourge of Locusts?
Weather or Earth conditions which cannot be controlled by humans?
What happened? Where were you? Did you make any major changes in your life because of it?