How do I know if I make enough to buy a home?

A lot of people tell me I shouldn’t buy because I’ve never lived on my own. I don’t see why it is seen as impossible? Nearly my whole family has moved out and bought a house rather than rent an apartment with their boyfriends (now husband)

I know I mentioned to some of you on here about me and my boyfriend getting a place. I know it is a serious step so I know that revisiting the talk of marriage and expectation should be set before making the decision.

So a lot of people online say don’t do it. Also, apparently I’m paying too much on a new car which is just a Honda Accord 2016 and was told I should give it up for a cheaper car. So I“m seeking second opinions.

I make about $2,500—$2,600 net per month. I save about $1,200—$1,300 per month. I pay for some groceries, car insurance, my new car, retirement, health and dental insurance, lunch money, and entertainment.

Houses around where I live for a 3 bedroom in a decent area are $130,000—$160,000 on average. I can find small 2 bedroom condos for $100,000. I’d like to spend no more than $800/month on mortgage.

I’m sure with my boyfriend it’d be a lot easier to spend but since we are not married I know a lot of people advise me to also get a house I can afford if anything were to happen. He makes about $36,000 a year. I am not sure on his exact savings.

Also, I’m not sure what to take in to account when it comes to fees, home owner insurance, etc.