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elbanditoroso's avatar

Have chip-card debit credit cards been a failure in the US?

Asked by elbanditoroso (33157points) August 3rd, 2019

The last couple of weeks, every time I try to use the chip on either my debit or credit card, I get a “chip malfunction” message. You have to try the chip three times (and have it fail 3 times) before it will let you slide the card the old fashioned way.

This happens with several different cards. So I don’t think the physical card is the problem.

The end result is that a 20-second transaction turns into a minute and half.

Are we seeing benefits from the credit-card-chip revolution?

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