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How long until my credit history is considered to be "a long time"?
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February 12th, 2009
My Equifax report is telling me that one of the negative factors affecting my credit score is the length of my credit history. I have several credit card accounts and am on my second car loan and the length of my credit history is 2 years, 2 months. How many years until I’ve had credit for a long enough time that this isn’t a negative factor. Lenders have also declined me for this same reason alone. Is it 3 years, 5 years , 10 years?
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