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stillasking's avatar

What would you do if you got scammed & Paypal can't refund?

Asked by stillasking (25points) February 24th, 2009

What would you do if you made an online purchase, turned out to be a fraud seller, then Paypal wasn’t able to refund you coz the seller has taken out all the money in his Paypal account.

What would you do in such situation? Do you think you’ll be able to find justice one day? What if the “purchase” was worth more than $200?

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7 Answers

dynamicduo's avatar

You’re screwed. This has happened to me in the past. I choose not to use PayPal as much as I can because of their bad practices and policies. I have no hope for justice, but I also don’t care anymore.

pekenoe's avatar

paypal has been great to me, been hit 2 times lately trying to find an authentic Photoshop and paypal refunded with minimal effort.

paypal covers more than $200 now, plus covers unlimited purchases per year as opposed to a single instance.

Makes no difference if there is any money in his account, if there is a paypal guaranteed flag it is covered.

Justice in one day???? Ha ha! Only if the seller refunds voluntarily.

For double coverage use a credit card, most cards cover online fraud 100%

basp's avatar

The only thing you can do is learn from your experience.

stillasking's avatar

I use my Visa debit card through Paypal. Do you think there’s hope for me?

btko's avatar

Phone Visa and see what they say.

elijah's avatar

I just yesterday was refunded $94 for a purchase I made in early December. It’s the first time I ever had that happen, and I think it was handled well.

plethora's avatar

@dynamicduo Agreed. American Express does a much better job of handling fraud issues. Paypal, based on my limited use of it is a pain in the butt, compared to using AMEX. And my limited use is a result of it being a pain in the butt.

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