Some friends in college are already into personal budgeting and financial planning. I’d like to do it myself. Any help here?

Keep track of your spending over a month or two and categorize every dime. Use that information to decide what types of spending you can cut, then prepare a budget.

If you are in college and not ‘into’ personal budgeting, I see a lot of sleeping on friends’ couches, a lot of ramen meals and a lot of clothes worn just one day too often in your future.

Like augustian said, the only way not to waste money is to know exactly where it’s going.

Read some books. Rich Dad, Poor Dad is great, and The Four-Hour Workweek is edgy and will encourage you to do something other than get a j-o-b. Actually both of those books will.

Also, start emptying your change into a jar each night, and every few months put the money into a savings account that bears interest, like at www.ingdirect.com.

Read this blog: The Simple Dollar.

The Road to Financial Armageddon

31 Days to Fix Your Finances

Deconstructing Robert Kiyosaki – the author of Rich Dad, Poor Dad

Fifteen Free Things To Do During A Money-Free Weekend

These are just a few examples of the articles on the blog. Take a look!