Why don't we teach "Credit" as a highschool course?

Just imagine how many Americans could have changed their life had they been taught about the importance of having good credit, how to budget money, and the affects paying your bills on time has vs. getting in over your head and having your car reposessed! Maybe we wouldn’t even be in today’s recession….

This question sparked because I worked in credit counseling and have seen this first hand- sure there are true credit criminals out there, but there are also many people who never had anyone sit them down and talk to them about handling their credit and money correctly. Teens should be warned, “You’re about to turn 18 and will start receiving mass credit card offers in the mail. Here is what to do with them and why…” Credit is so importatnt…. It’s the difference between paying a $500 car note for a BMW or paying $500 car note for a Kia!