What Do You Make Of Out-Of-Body Experiences?

There have been several books written on this topic. Some believe these to be miracles and some believe them to be fake. Do you believe that someone can die and come back to life and have true memories of being dead and observing the surroundings? If you do not believe it, how do you explain individuals who die on an E.R. table and come back to life babbling about being outside their body? If they were dead then obviously they weren’t planning an elaborate story for in case they woke up…