Should I overlook physical flaws?

I recently began a long-distance relationship with a young woman, and we’ve visited each other a few times. We have very similar senses of humor and get along pretty great. She’s very nice and has a pretty face, but I’m sorry – she needs to work out!! Her chunkiness is to a level that I’m not sure I can just ignore. I really don’t want to see her naked. I know I sound like a jerk saying this, but really people, can’t we just all be honest about how important physical attraction is? I guess my question is since I do enjoy her company, should I continue to see her, or should I let her down easy now, since the jury’s still out because of that physical issues?