Where should I go and what should I do to become a Psychologist?

In essence, I’m currently in college and I want to make it to graduate school. However, all the money I’m currently earning is going right back into my current college tuition, so I have no money for graduate school. I need advice on what I can do about that…

Also, I want to be a counselor. I have the passion, drive, and skills, I just need to know where to go to get the PhD. So any advice on a good graduate schools?

Honestly, I have no idea of where to even start for this whole deal. I love psychology and I’d love to do this. I just need help finding options.