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What's the reason for different security measures when making credit purchases?

Asked by Sarcasm (16793points) February 28th, 2010

The Albertson’s I’ve gone to for the past 6 months has always required me to enter my zip code. Today when I was buying some food, it didn’t ask for it, and threw me for a loop completely.
That’s with the self-checkout.

The Target nearby, I just scan my card and off I go. No ID, no signing, no zip code.
The Fry’s electronics nearby, no zip code, but I do have to sign the receipt.
The local CVS pharmacy requires me to show my ID.

Why do stores all seem to have different policies for this stuff? Is it just the managers’ differing ideas of “What makes good security” and “How much security is needed”? Is there some other reason?

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