General Question

cake7's avatar


Asked by cake7 (519points) March 8th, 2008 from iPhone

does anyone know a good way to get a lone with bad or little credit?

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8 Answers

nicoleanna69's avatar

yes try credit one bank .

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liljesska's avatar

If you have money in a savings account, say for example $1000. Go to your local Credit Union and ask to do a “savings secured loan” against your own money. I know it sounds weird but I worked at a credit union for 10 yrs and this was how we got people with no credit and bad credit, to rebuild their credit. This loan does report to the 3 credit bureau’s! From a lenders stand point, take the loan out for at least 1 year. Lenders like to see payment history and that is in good standing. Don’t worry if your a week late on payment either because late payments aren’t reported until after 30 days. Oh and yoy could always try to do a “collateral” loan on a vehicle if you own it in full, against the vehicles title. Hope this helps and good luck!

DWW25921's avatar

You could go to your local department of children and families and ask if there’s a grant available for low income folks to help out a bit. Always hunt down grants before loans.

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