Returning to school for PT professional, full-time mom? Any advice?

I am 34 years old. I currently work PT as an insurance broker. I really am craving to utilize my intellect and get a degree doing something I truly love. The problem is, how does one obtain funds to help them get through school when they are just getting by?

I must mention here, that my supplemental income is through web / graphic design and computer repair. My concern is going to school will not allow me time to do this extra work that brings in my additional income. Honestly, I am not sure if my career choice would be in these fields…

I have scoured the internet but didn’t find much about grants (they seem like a true mystery) or help for moms who want to go back to school.

I completed 26 credits at the Art Institute back in the mid-90s and it has been challenging to turn those into community college credits.

My question is directed at anyone who went back to school in their mid-thirties. I am curious if it has made a vast improvement in your lives. Please give details, and if you had any financial help.

BTW – I am STILL paying on those student loans and they are not getting any cheaper!