Will I get points on my license? Will my insurance go up?

that really all depends on your insurance company, if they regularly check your driving record, they may raise your premiums, they may not. You’ll definitely be getting the points however, unless you go to court and try to fight it, which is usually a waste of time. Just pay the fines and hope your insurance company is none the wiser.

In NM, you don’t get points for speeding if you’re on a rural road. Don’t know about PA. Not sure about the seat belt, either.