Do you think I should get a 5 year CD at 3%?

I am very conservative with my money. I worry that if we ever hit high inflation the 3% will be nothing, but savings rates are so low right now.

My rationale is it might be better to get 3% starting tomorrow, than get .9% for the next year, even if the rates go up beyond 3%in the future. I figure it will balance out, and if the rates stay really low I am ahead.

I am not looking for someone to tell me about how I will not be keeping up with inflation, that is a different topic to me. I am only talking about what to do right now with money I don’t want to risk; I want the principle secure.

Are any of you buying CD’s?