People who hate to shop, don't they do so because they don't have shopping money?

I must have heard dozens upon dozens of excuses of why people hate to shop, it is too crowded, they have to walk too much, parking is a bear, clerks are rude, clerks tail me when I shop, etc. Now, some of those things might be legit but isn’t the real reason people who hate to shop do so is because they can’t afford to shop like they want? If you have money, real money you can shop at exclusive places that you have to have a reservation to shop at, then there is no crowds and the clerks won’t tail you also not be rude. If you have hardly no money you have to pack into big box department stores and be part of the big crowd. Imagine starting this month you had an extra $5,600 to devote solely for shopping over and above bills and other debt services, wouldn’t you spend it? And I bet you are thinking of what you’d shop for right now.