What do you think of these three religious viewpoints?

So, I was talking with a friend of mine who described to me 3 different religious viewpoints from a course they are taking. Here is my general understanding of the 3:
Exclusivist: My religion is the one true religion and anyone who does not believe will not be lead to prosperity in the afterlife.
Inclusivist: My religion is the one true religion and if you don’t believe it, but you can get in even if you don’t believe.
Pluralist: All religious paths lead to prosperity in the afterlife, regardless.
My initial response to the exclusivist viewpoint was quite negative, as I think it’s sad to think that of all the different cultures, religions and lifestyles that only one is correct and everyone else will suffer no matter how generous and well-meaning a life they lead. And if this so called “one true religion” would punish good people for simply following a different path, then that’s kinda ridiculous. So, what is your opinion?