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How long does it take to build some credit?
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October 1st, 2012
I don’t have bad credit, just no credit.
I’ve had my credit card since June. It’s a capital one student. Low credit limit ($300), high interest, but no annual or monthly fees and I can do everything online.
I typically use about $200/month on it and pay it off in full before the due date, in the grace period. Easy stuff. I don’t have any other cards. Rent in my boyfriend’s and my name is paid on time. TWC bills are paid on time too. I have no debts at the moment.
How long will it be before I go from no credit to some credit if I keep doing what I’m doing?
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