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Credit application: personal or household income?
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October 15th, 2012
from iPhone
I applied for a credit card at a store last week and got approved for a VISA credit card with a $3900 limit. I’m not very experienced with credit cards, but with the two small ones I have, I provided my household income and not my personal income, which is a lot lower.
I’m married and a student, so that’s what I was told to do when applying for credit at a furniture store as well. Is this okay or can I get in trouble for doing that? It only asked for “income” but didn’t specify.
I’m worried I could get in trouble for this. Sorry if this is a stupid question.
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