Women who don't wear make-up: What lotion do you use on your face that doesn't look oily?

I find so many face lotions leave me looking like a greasy mess. My skin is extremely dry, but it isn’t that I am buying thick creams. It does seem to me the lotions with SPF are the worst. I don’t want to look overly dewey or shiny. I don’t remember this being the case years ago. Maybe they are adding new chemicals.