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I'm not sure how I'm going to fund college?

Asked by Feta (930points) November 3rd, 2013

I would like to apply to an Ivy League college for the challenge of it and the title. Maybe I’ve got a big ego but I really think I could be in the 8% that get accepted.

I’m not the typical smart kid, I’ve got an interesting story too.

But I’m not sure how I’m going to pay for college.
My parents never set up a college fund and they’re now retirement age and say they’re not going to help me because they don’t want to spend their retirement on my education.

And also they’re “old-fashioned”...I was looking at Harvard’s website and financial plans and the way describe it, it’s almost expected that your family will pay 10% of your tuition (if you receive the scholarship).

I probably wouldn’t receive the scholarship because the statistics show that it’s usually awarded to students who have a family income of $80–90,000.

My parents make $140,000 a year. When my step mother applied for a FAFSA when she returned to college, she didn’t qualify for any help.

My parents don’t even want me to go to an Ivy League school…even though I would probably be accepted.
They said a state school/community college is just as good.

That I’d probably get hired by major magazine (journalism degree) even if I didn’t go to Harvard or Yale. They don’t understand the point.

I’m also registering for my ACT and they don’t understand that I need to take the test with the writing which is $50…they think I can just wait until the day where they force every junior to take it for free. If I did that, I would only have two more opportunities to take the test before my score becomes null and I don’t qualify for scholarships. They don’t understand why I need to take it more than once.

I’m not confident that I could score above a 30 my first go-round.

So I don’t even know what to do…I’m having an anxiety attack because I feel like my future is being crushed by my parents unwillingness to participate.

I don’t have a problem with working through college and paying my own student loan debt.

But the problem is I probably wouldn’t even qualify for financial aid.

It just bothers me because my parents are able but refuse to help…I’m also an only child. So it’s not like they have to worry about multiple children going to college.

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