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Have you ever just stopped paying your credit cards?

Asked by pleiades (6528 points ) January 29th, 2014

What did you do? Did you have to deal with collections? How did you get out of it? How does collections garnish wages?

I’m thinking of a strategy to pay off my bills, but without a job it’s a little more troubling. I’m on unemployment insurance and you know how that is, it’s like 2/5 of what was originally being made. I feel I’m at my wits end with all these bills (That I got stuck into because I was putting myself through college and thought I’d be done by now with a decent paying job turns out life had other plans. I accept full responsibility for my mismanagement, what I want to know is does it get better? Have you ever been stuck in debt? What was your game plan?)

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