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Bank deposits through my cell phone?

Asked by elbanditoroso (33171points) December 8th, 2015

My bank has a smartphone app that lets me take a picture of the front and back side of the check, and then uploads that image to my checking account.

A day or so later, the money shows up in my account.

I don’t use this very often, but it is sort of handy on cold days when I don’t feel like going out.

My question is this – I take a picture of both sides of the check, and I also then enter (type in) the dollar amount. Does a human compare the two? Or do they automatically take my word for it ?(because they know they can always debit my account if I entered it wrong)

Just curious.

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