What percentage of your net income do you pay for mortgage/rent?

If you pay a mortgage, what percent of your monthly net income do you currently pay in mortgage+property taxes+home insurance (or rent if you don’t have a mortgage)?

I know there are some recommended rules re: % of gross income that should go to housing, etc. But I would really like to know what % people are really spending on housing.

Currently spending about 21% net income on housing, but attempting to buy a new house in a market that is going to require me to spend considerably more.