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Should I get a credit repair service for a credit score of 670?

Asked by FlutherBug (1103points) October 7th, 2016

Hello everyone,

Good morning and Happy Friday

My credit score is about 670 currently :(

I have a credit card that will be paid off by the end of the month.

I was just wondering if it is necessary to pay for a “credit repair” service? To make my score higher?

Has anyone here actually used these services? I do want my score higher, I don’t have debt (except for like $200 which will be paid in a few days). I was wondering how long it would take to make my credit score higher?

I mean, is it worth it to pay for a credit repair service with my score? Or should I just be patient and do it the natural way?

Thanks everyone for any / and all advice / insight / tips.

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