What do you think about my following speech about health care (in other words, details if you click)?

We can’t treat health care like we do any other commodity. If a toy is too expensive and people refuse to pay that cost, the cost is gonna go down or that toy is gonna get off the market. However, if, for example, insulin is too expensive and you need it to live, you’re gonna pay it even if going bankrupt because you need it to live. And the thing that bothers me is: there’s no transparency. You don’t know what pharmaceutical companies are charging, you don’t know what pharmacy benefit managers are making off medications. Without transparency, you cannot make an educated consumer decision. If, for example, you look at an industry where the prices are transparent, like, let’s say, plastic surgery, if you go to an office they tell you the cost, if you go to another they tell the procedure, because you pay cash, so they’re forced to tell you. If you go through insurance, they may not be necessarily forced. In health care, you don’t have a choice, because it goes to the insurance. Enough blabbering. What do you think?