How do you feel about the possibility of your Facebook and MySpace posts being used to deny you insurance benefits?

Here is the case of a woman who was denied insurance benefits for depression when the insurance company saw pictures of her on Facebook and decided that she looked too happy.

Here is the case of an employer demanding to have access to applican’ts social networking sites as a condition of application for employment.

In both instances, some of the most chilling information is in the reader comments section. Shouldn’t you have the ability to say “No” to these requests without prejudice?