Is there a commercial that just annoys you?

I just realized I really hate that commercial about life insurance from AARP.. it’s just so fake!!! I hate it how they pretend to be having a normal conversation and you can totally tell it’s all a script.. they’re such bad actors.

Which commercials make you want to change the channel every time they come out? Why do you find them annoying? Do you think they are effective even though they’re annoying at the same time? Sometimes I just wonder who thinks of these commercials and if they really think they will be effective. What are your thoughts?