How do you re-gain your morale after bad times?

After some bad years(failing out of university for a bogus reason, losing favor of relatives, relationship breakups, going into debt, ect), I’ve become scared to go out in public without a good reason…I’ve tried to reintegrate into society but I just end up living at home with my family…I read library books and watch TV, and write on Fluther. but I can’t seem to do much else…How can I recover my Morale after a loss of faith, education, relationships, health, wealth and career?